How to set up a family code word for scams
A family code word can add a check. Pair it with a call through a contact you already know.
Choose a private word or short phrase with your family before a worrying call happens. It can give you one extra way to check a request. It cannot stop every scam.
Someone might learn the word. A real family member might forget it. Neither a correct nor a missing word should be your only test.
- Agree on the word in person or through a contact you have already verified. Do not use a public family fact.
- Keep the real word out of ChatGPT, social posts and group chats with people you do not know.
- Agree that a money request still gets a separate check. End the incoming call and use the person's saved number.
- If that person does not answer, try another known family contact. Do not use a new number supplied by the caller.
- Change the word if it has been exposed. Tell family members privately, then practice the callback plan without sending money.
Draft a short family plan for checking urgent money calls. Include a separate callback and another known contact if needed. Use [private word] as a label. Do not choose or ask for our real word.
Paste the message into ChatGPT, then fill in any blanks before you send it. ChatGPT opens in a new tab. Opening it does not send the message.
A code word supports a check. It is not permission to send money without checking the story.
Sources and more help
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