A text says my bank account is locked. Should I click the link?
You will learn that scary bank texts with links are usually fake.
A text that says your account is locked is often a scam.
It tries to scare you into clicking a link fast.
The link goes to a fake page that steals your details.
Your real bank will not ask for your password by text.
You can ignore the link and check your bank a safe way.
Try this
- Do not click the link in the text.
- Do not type your password or codes anywhere from that text.
- Find your bank's real number on your card or letter.
- Call that real number yourself to ask.
- Or open your bank's own app you already trust.
- Delete the text once you have checked.
A message you can copy
I got a text saying my bank account is locked, with a link. Here is the text: [paste it]. Is this a phishing scam? Please explain in simple words.
Paste it into ChatGPT, then change the words in brackets to fit you. It opens in a new tab, so you will not lose this page.
Buddy says
Your real bank already knows who you are. To check any account worry, call the number on your bank card, never a number from a text.