Is this text from my bank a scam?
Learn how to check a text that claims to be from your bank.
Banks can send real alerts, and scammers can copy them. Wording and sender names do not settle whether a text is real.
For a text you doubt, skip its links and number. Open your usual bank app or call the number on your card.
AI can explain warning signs. It cannot verify your account or the sender.
Try this
- Leave the text link unopened.
- Open your bank app or use the number on your card.
- Ask whether there is an actual account issue.
- If you need help with wording, describe it without private details.
- Keep evidence of a suspected scam before reporting or deleting it.
A message you can copy
Explain how to check an unexpected bank alert through a route outside the text. Do not ask for account numbers or codes.
Paste the message into ChatGPT, then fill in any blanks before you send it. ChatGPT opens in a new tab. Opening it does not send the message.
Buddy says
Never share your password, PIN, or full card number in a text or chat.