Mayfield Learning
Spot a scam · walkthrough

The "easy work-from-home job" check scam

This made-up offer sends a check and tells you to return part of it in gift cards. The check may look real while the money you send away is your own.

Buddy, your friendly guide

Step 1 See what it looks like

MessagesA new employer
Hi! We saw your resume. We have an easy work-from-home job. It pays $800 a week.
Oh, that sounds nice. What is the work?
Simple data entry from home. No interview needed. You are hired today!
We will mail you a check for $2,000. It is for your home office.
A check already? I have not done any work yet.
Yes! Deposit it, keep $500 for pay. Then send $1,500 back for your computer.
Send money back? That feels strange to me.
It is easy. Just buy gift cards for the $1,500 and send me the codes.
Gift cards for a job? No. I do not think this is real.

This is a made-up example to teach you. We will never show you a real person’s message.

Step 2 Find the red flags

  1. 1

    “No interview needed. You are hired today!”

    A fast offer needs a check of the employer and job.

  2. 2

    “We will mail you a check for $2,000”

    An advance alone is not proof of a scam. The request to send part back is the key risk here.

  3. 3

    “keep $500 for pay”

    Keeping a share makes the deal feel good. It does not prove the check is real.

  4. 4

    “send $1,500 back”

    Do not return funds from a check you have not checked with your bank.

  5. 5

    “buy gift cards”

    Card codes let someone spend the balance. This is a serious warning.

  6. 6

    “for your computer”

    A claim about equipment does not prove this is your employer. Check the job and the process yourself.

Step 3 See why it works

A bank may show a deposit before it learns a check is fake. If the check is reversed, you may owe the bank. That can include money you already sent away.

What to do
  1. Do not deposit or act on this unverified check.
  2. If you put it in the bank, do not spend or send the funds. Tell the bank you suspect a fake check.
  3. Do not buy gift cards or return money as the sender asks.
  4. Find the employer yourself and check the offer.
  5. Keep the check, texts, and receipts.
  6. If you sent money or codes, call your bank or card company now. Report the scam.
Buddy, your friendly guide
Remember this one thing

A balance in your account does not prove a check is good. Ask your bank before acting on a suspect check.

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