Mayfield Learning
Spot a scam · walkthrough

The "your power will be shut off" call

A voice says your electric bill is overdue. They say the power goes off within the hour. The rush is the whole trick. A real utility never works this way.

Buddy, your friendly guide

Step 1 See what it looks like

Incoming callCaller ID: Power Company
What you hear on the call

Hello, this is the billing department at your electric company. Our records show your account is past due. Your service is scheduled to shut off within the hour today. To stop the shutoff, you must pay $312 right now. We only accept payment by prepaid debit card. Please go to the store, buy the card, and stay on the line with me. Do not hang up or the technician will cut your power.

This is a made-up example to teach you. We will never show you a real person’s message.

Step 2 Find the red flags

  1. 1

    shut off within the hour today

    Real utilities warn you on paper for weeks, not in minutes.

  2. 2

    you must pay $312 right now

    A surprise demand to pay this instant is a scam sign.

  3. 3

    We only accept payment by prepaid debit card

    Real companies take many ways to pay, never just one odd one.

  4. 4

    buy the card, and stay on the line with me

    They keep you on the phone so you cannot stop and check.

  5. 5

    the technician will cut your power

    No real worker waits on the phone to cut your power.

Step 3 See why it works

It mixes fear and a clock. Losing your power feels like an emergency. The rush keeps you from stopping to think. You cannot check your real bill in time. The scammer wants the money gone before you can verify.

What to do
  1. Take a slow breath. The rush is the trick.
  2. Know this. No real utility shuts off power in an hour by phone.
  3. Hang up. Hanging up will not cut your power.
  4. Caller ID can fake the company name. Do not trust it.
  5. Find the real phone number on your paper bill.
  6. Do not use any number from the call.
  7. Call that real number yourself to ask about your account.
  8. Never pay by gift card, prepaid card, wire, or a payment app.
  9. Reading card numbers aloud is like handing over cash. It is gone for good.
  10. Report it to the FTC at 1-877-382-4357 or ReportFraud.ftc.gov.
  11. If you are unsure, ask a trusted family member first.
Buddy, your friendly guide
Remember this one thing

Real power companies warn you on paper. They give you weeks of notice. They never demand instant payment by gift card, prepaid card, wire, or an app.

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