Where is my money going each month?
Group spending and check every amount.
ChatGPT can group a sample list by type. Label money spent, refunds and money moved between your own accounts. Money you move is not a new cost.
Sample: food $30, travel $10 and $20 moved to savings. Food and travel cost $40 in all. Keep the $20 move in its own group.
Check each amount against your list. Mark a charge you do not know for review. Do not guess who charged it. Use your bank's trusted help route for errors.
- Paste the sample below.
- Check the $40 spent and the separate $20 moved.
- Use labels and rounded amounts to practice.
- Check your real records in private, including refunds and repeat charges.
Group this sample: food cost $30; travel cost $10; $20 moved between my own accounts. Show what I spent and what I moved as separate groups. Do not count the $20 as a cost.
Paste the message into ChatGPT, then fill in any blanks before you send it. ChatGPT opens in a new tab. Opening it does not send the message.

The chart can only show the entries you gave it. Check for missing items.
Sources and more help
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